Loans secured by property or land

Loans to property & land developers

Property & vacant land loan amounts from $100k. Access existing real estate equity. 1-24 month loan terms. LVR's up-to 75%. 1st & 2nd mortgages available

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In-house decision-makers

1-2 hour Indicative approvals

Loans available now to refinance, purchase & release equity. DocuSign available - even if you're OS. Owner Occupied or Investment

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Deal direct with the lender

Corporate Trustees & Company Borrowers

Loans are not available to Individuals, Sole Traders or ABN holders. Financials or Accountant letter may be required if interest is not prepaid

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Property & Land Development

loans to assist with purchase & development

Loans are available to existing and recently formed Company borrowers that have available equity in property and, to purchasers who contribute up to 30% of the purchase price in cash or existing equity.

*Our loans are not available to recipients of Gov't benefits or to Directors that are mortgaging a family member's home who are not already on their title.

see our loans
1

release of equity

Release your equity from unencumbered property and vacant land for any business worthwhile purpose

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2

Property Purchase

Up to 75% of the purchase price immediately available. Avoid forfeiting your deposit. Settle on time!

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3

Bridging Loan

Haven't sold your existing property and need to access cash for a deposit or other worthwhile business purpose?

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4

Repay outstanding Debts

Refinance and consolidate business debts using equity in any property and enjoy prepaid interest for the term of your loan if req'd

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5

Refinancing expiring loans

Save money and time by changing high interest rate and expired/expiring loans over to a lower rate loan with us!

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6

Overseas Buyers

Residential investment loans to purchase from $1m to $30m in metro locations with loan terms 6-24 months

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about Us

experienced in private mortgages since 1995.

We are an Australian Lender and Mortgage Manager offering funds from institutional funding lines. Loans we provide are from their own balance sheets. Property owners and buyers across Australia requiring finance will receive loan certainty, speed, confidentiality, flexibility and indicative decisions in hours.

We are one of only a few lender's that don't always require full valuations (based on LVR) and we can consider valuations that weren't instructed by Jumbo Capital, fast turnaround on the preparation of your loan agreement, loan settlements using DocuSign are available upon request and funds credited to your account as soon as the legal firm gives us the green light.

Loan Approvals

We've made it really easy to be approved. In-house decision-makers ensure your loan is approved fast

Instant app form

Simply enter your requirements into our online form for an immediate response

Australia-wide

Our loans are available in most capitals and major regionals with 50k+ populations

24/7 support

Deal directly with the decision-makers about your loan requirements and timing

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Management
Our vision

$m p.a

Fund 1 avail 1st Mortgages as at 15/1/2025

$m p.a

Fund 2 avail Prop Dev as at 15/1/2025

$m p.a

Fund 3 avail Land Dev as at 15/1/2025

+

Years of Finance & Property experience

who are our business clients?

rates effective 15/1/2025

loans to suit your requirements

Loans available only to Company Directors & Corporate Trustees of Family Trusts.

see all loans

Vacant Land

50%*

Rate from 8.95% per annum
Estab fee fr $5.95k
LMF if applicable
App fee min $595
*LVR is indicative
  • Equity Release, Purchase, Refinance
  • Amounts from $100,000
  • Terms from 1 to 24 months
  • No payments during loan term if required
  • Variable rate interest only payments
  • Resi & Commc'l security
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Land Bank

60%*

Rate from 10.5% per annum
Estab Fee fr 2%
LMF fr 0.15% per month
App fee min $3.45k
*LVR is indicative
  • Equity Release, Purchase, Refinance
  • Amounts from $3m
  • Terms from 6 to 36 months
  • No payments during loan term
  • Variable rate interest only payments
  • Resi & Commc'l land security
Apply now

Residential

75%*

Rate from 8.95% per annum
Estab Fee fr $5.95k
LMF if applicable
App fee min $595
*LVR is indicative
  • Equity Release, Purchase, Refinance
  • Amounts from $100,000
  • Terms from 1 to 24 months
  • No payments during loan term if req'd
  • Var & Fixed rate interest only payments
  • Homes & Apartments
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Commercial/Industrial

70%*

Rate from 11% per annum
Estab Fee fr 2%
LMF fr 0.15% per month
App fee min $3.45k
*LVR is indicative
  • Equity Release, Purchase, Refinance
  • Amounts from $500,000
  • Terms from 6 to 24 months
  • No payments during loan term
  • Variable interest only payments
  • Land & Commc'l security
apply now
When you apply

Information you need to know

Simply click this button or any of the apply now buttons on our website apply now and take a minute to complete the information we require.

You'll know we've received your application as an automatic email will be sent to you as confirmation.

Allow an hour or so during business hours for a manager to review the details in your app form and assess the loan for suitability.

You may receive a call to discuss additional requirements.

If our assessors are happy with the information provided, you'll receive an indicative loan approval.

Our loan applications require the following for each Director, each Guarantor and owners on the title(s):

Drivers Licence(s), Council Rates notice(s), Trust Deed(s) if applicable, bank or non-bank loan statements (can be from the internet) clearly showing borrower name(s) and loan balance(s) if applicable, Payout Amount(s) for loans or caveats that are to be paid from settlement funds if applicable.

Upon receiving your online loan application, generated when you clicked the apply now button, an assessor will review everything you have told us and if we can provide you with a loan, you'll be provided with an indicative approval letter that includes a list of items we now require to finalise our due-diligence.

Accepting our indicative approval offer letter let's us know you wish to proceed.

When you have provided the list of items requested in the indicative approval letter, our assessor will generate a conditional loan approval and send to you by email.

We are then ready to create the loan agreement and prepare for settlement of your new loan.

We can consider requests for loan amounts from $100k.

Min establishment fee is $5.95k and up to 2.2% of loan amount. Additional fees include: app fee from $595 incl GST, a monthly management fee from 0.1% depending on lender, the lender's legal fee from $2,950 + GST + approx $800 in disbursements.

When your new loan is ready to be funded, we'll send your nominated Solicitor our loan agreement for Directors and Guarantors to sign and attend to settlement requirements.

Because its a privately funded Business loan, some lenders require all Directors and Guarantors to have independant legal advice by a Solicitor.

Unlike home loans where you simply walk into any bank branch and sit with a manager or sign in front of any JP or Cdec, privately funded loans require a Solicitor that will fully explain the loan agreement to you.

Your Solicitor will assist you with the documentation requirements and certify identification and statements.

Your Solicitor liaises with our Solicitor to finalise settlement requirements and send funds to your account.

During the term of the loan, we're here for you when you have questions or concerns about your loan.

Contact us for your loan statement requirements, variations to your loan i.e further increases in loan amount or additional loan term requirements.

When you're ready to repay the loan funds back to us, we'll send you our discharge request form for all Directors and Guarantors to complete.