We've made it easy for you to apply. Use your mobile, tablet or PC to complete our online application -- it takes only a minute (mostly dropdown items). We'll instantly receive whatever you've sent us. You'll know we've received it as its an automated system and confirms receipt. Then standby for a callback to proceed.
Property valuations can be conducted in-house by experienced loans processing management depending on the LVR which means we can settle in days. Higher LVR's may require full valuations
Borrow up-to 75% of property value for metro Residential dwellings up-to $30m, 70% for metro Vacant land, up-to 70% for Commercial and Industrial property. LVR's are based on location and loan amount
Because our loans are exclusively available to Company borrowers, we don't require tax returns, cashflows, financial statements but may require an accountant letter. Prepaid interest for the term of the loan is preferred
A score under 500 is considered by banks and non-bank lender's as unacceptable and it's unlikely you'll be eligible for their loan. We consider all personal credit reports
It's our objective to do whatever is required to get you funded in time. You'll need to be fast as well. That means timely Solicitor meetings, having DL's & Passports available, Council and Water Rates Notices available, existing loan balance statements from internet banking available, payout amounts on existing loans including Caveats. We'll provide you with a checklist of requirements when loan is conditionally approved
Interest payments can be prepaid in most cases for the requested loan term. We'll finance the interest using available equity in the property offered as security. Preserving working capital ensures you keep your business operation running smoothly
You can refinance your loan that is in arrears. We don't consider loan arrears. We'll simply pay out the arrears from settlement funds
We can provide you with funds no matter what industry you're in, or where you're located in Australia. Property owners and property purchasers require a Company to be the borrower for their business loan