Brokers and Referrers

Simply click this button or any of the apply now buttons on our website apply now and take a minute to complete the information we require.

You'll know we've received your submission as an automatic email will be sent to you as confirmation.

Allow an hour or so during business hours for a manager to review the details in your submission and assess the loan for suitability.

You will receive a call to discuss your requirement in more detail.

If our assessors are happy with the information provided, you will receive an indicative loan approval for your client.

Our loan applications require the following for each Director, each Guarantor and owners on the title(s):

Drivers Licence(s), Council Rates notice(s), Trust Deed(s) if applicable, bank or non-bank loan statements (can be from the internet) clearly showing borrower name(s) and loan balance(s) if applicable, Payout Amount(s) for loans or caveats that are to be paid from settlement funds if applicable.

Upon receiving your online loan submission, generated when you clicked the apply now button, an assessor will review everything you have told us and if we can provide your client with a loan, you'll be provided with an indicative approval letter that includes a list of items we now require to finalise our due-diligence.

Accepting our indicative approval offer letter let's us know you wish to proceed. Payment of a non-refundable $3,450 + GST upfront fee may be required for our out of pocket expenses including title search(s), in-house valuation(s) on property(s) offered as security, credit searches, the legal review of trust deed(s) if applicable etc.

When you and your client have provided the list of items requested in the indicative approval letter, our assessor will generate a conditional loan approval and send to you and your client by email.

We are then ready to create the loan agreement and prepare for settlement of your clients new loan.

We can consider requests for loan amounts less than $1m.

Min establishment fee is $10,000. Fees include: upfront app fee from $3,450 + GST, a loan establishment fee from 1% + GST, a monthly management fee of 0.1%, the lender's legal fee from $4,000 + GST + approx $1,200 in disbursements and whatever you as their broker/referrer charges.

When their new loan is ready to be funded, we'll send their nominated Solicitor our loan agreement for Directors and Guarantors to sign and attend to settlement requirements.

Because its a privately funded Business loan, all Directors and Guarantors are required to have independant legal advice by a Solicitor.

Unlike home loans where you simply walk into any bank branch and sit with a manager or sign in front of any JP or Cdec, privately funded loans require a Solicitor that will fully explain the loan agreement to your clients.

Their Solicitor will assist them with the documentation requirements and certify identification and statements.

Their Solicitor liaises with our Solicitor to finalise settlement requirements and send funds to your account.

During the term of their loan, we're here for you and your client when there are questions or concerns about their loan.

They will contact us for their loan statement requirements, variations to their loan i.e further increases in loan amount or additional loan term requirements.

When they're ready to repay the loan funds back to us, we'll send them our discharge request form for all Directors and Guarantors to complete.