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About Us
Fast Funding. Big Thinking. Jumbo Results.
Directors with 31+ Years of Experience in Residential and Commercial Mortgages
Jumbo Capital is a nationwide non-bank direct lender and mortgage originator offering high residential LVR’s and above-market loan limits.
We offer reliable and tailored short-term business loans to suit typical situations. Our loans are secured against Australian property and land, and designed specifically for small and medium-sized Australian businesses, ensuring confidence and financial certainty.
The Director Rob Kirk is supported by an internal credit team located in Sydney with an office on the Sunshine Coast and virtual offices in Brisbane, Sydney and Melbourne.
Who We Work With: Jumbo Capital deals direct with property owners and purchasers and collaborates with a network of trusted professionals including, home loan and commercial finance brokers, accountants, solicitors, financial advisers, property agents, builders and developers to deliver tailored lending solutions for them and their clients.
Important Note: We are not licensed by ASIC to arrange or discuss regulated home loans. All loans provided or facilitated by Jumbo Capital are strictly for Company (Pty Ltd) borrowers, ensuring compliance with relevant legislation and providing clarity to brokers, clients and partners.
The Jumbo Capital difference
We've settled loans in 24 – 48 bus hours
We bring together expertise, innovation, and a client-focused approach to deliver financial solutions that truly make a difference to your bottom line.
Rapid turnaround: With warehouse funding and HNWI’s behind us, we can assess your application at exceptional speed. No delays from investor-matched funding reliance.
Tailored credit solutions: We take a commercially minded client-first approach recognising that every borrower’s situation is unique. Each proposal is evaluated on its own merits, allowing us to structure deals with flexibility and creativity. Unlike traditional lenders bound by rigid criteria, we offer multiple pathways to assess income serviceability and meet diverse needs.
High LVR’s: We offer residential LVR’s up-to 80% of property value for owners and purchasers requiring more.
By focusing on non-NCCP (non-code) commercial and business lending, we ensure every approved facility delivers genuine commercial value and aligns with the strategic needs of our clients.